Hurricane Isaias Claim Help in Destin
Hurricane Isaias brought hurricane-force winds, storm surge, and heavy rain to the Emerald Coast. Okaloosa County is under a Governor-declared state of emergency for the storm. If your home, condo, or business was damaged, a licensed Destin Public Adjuster can help you through the claim.
What Is a Public Adjuster?
A Public Adjuster is a licensed insurance professional who works for you, the policyholder. Company adjusters and independent adjusters are paid by your insurance company. A Public Adjuster is the only adjuster who represents you. In Florida, Public Adjusters are licensed by the Department of Financial Services, and only licensed Public Adjusters or attorneys can adjust claims for pay.
Your Public Adjuster will:
- Review your policy, including your hurricane deductible and any flood coverage.
- Inspect your property and document all damage.
- Prepare a detailed repair estimate.
- Negotiate with your insurer on your behalf. Nothing settles without your approval.
How Much Does a Public Adjuster Cost in Florida?
Florida sets some of the strictest Public Adjuster fee limits in the country:
- 10% of claim payments for claims tied to a Governor-declared state of emergency, which applies to Hurricane Isaias claims in Okaloosa County.
- 20% for all other claims.
- 0% on payments your insurer made or agreed in writing to make before you signed.
Fees are based only on payments your adjuster helps obtain after the contract is signed, not counting attorney fees and costs.
Your Right to Cancel
For Isaias claims, you can cancel your Public Adjuster contract for any reason within 30 days after the date of loss or 10 days after signing, whichever is longer. You can also cancel if your adjuster doesn't provide you and your insurer a written estimate within 60 days of signing, unless the delay is beyond the adjuster's control.
Tiger Adjusters® is highly ranked by consumers, and the Palm Beach office is owned and operated by Michael Bodei.
Michael Bodei
Owner / Operator
Palm Beach, Florida
Florida Public Adjuster-All Lines (0320) #G267436